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Why Do You Need Pet Insurance?
Your fur babies are part of the family and deserve the same protection as the non-furry family members. Pet Insurance is an insurance policy bought by a pet owner which ensures that your pet will be covered for any unforeseen accidents and illnesses. This also includes covering, either entirely or partly, the expensive veterinary bills and procedures. Pet parents who have insurance can go to the vet in confidence and get their pets the treatment they need without having to worry as much about the costs.
What does Pet Insurance Cover?
- Vet visits
- Accidents
- Illnesses
- Medication
- X-rays
- Surgery
- Dental
- Foreign body ingestion
- Skin conditions
Pet Insurance 101
Why do I need Pet Insurance?
Accidents happen and illnesses can develop rapidly. Most people cannot afford the unexpected costs of a regular veterinarian, let alone the costs of specialists with their expensive and advanced treatments. Having Pet Insurance can help ensure that you can afford these costs and won’t end up sitting with a large and unexpected bill. Pet Insurance will make sure that your pet will always be able to get the care they need. Your pet’s hereditary condition is also covered with Pet insurance as well as their everyday needs, like vaccinations, nail trimming and teeth scaling.
Who should take out Pet Insurance?
It is recommended that any pet owner takes out pet insurance. It can help make sure that your pet will get the medical treatment they need and deserve. It can also give a person peace of mind with regards to any large bills that may come with medial attention.
How Does Pet Insurance work?
Most insurers offer a month to month payment for your Pet Insurance and should usually reimburse you after 48 hours. Here is a basic procedure as to how Pet Insurance works:
1. If you need to take your fur baby to the vet, firstly - you can go to any registered veterinarian in South Africa, unlike some of the medical scheme packages for people, where there is usually a list of doctors and specialists that your medical scheme will cover. Get the necessary treatment that your pet needed, whether it be a normal vet consultation or something more specialised.
2. Following your visit to the vet, you need to send your insurer the vet’s invoice as well as the completed claim form.
3. After all the required paperwork has been completed and accepted, depending on your Insurance company, you will likely be paid within 48 hours.
